楊雪巖

Dear Mary，

Im writing to tell you something about e-hongbao. It is becoming popular in China.

E-hongbao， in fact， is a kind of lucky money from and to relatives and friends during festivals or on the special time. For many young people， grabbing e-hongbao on their mobile phones is a very common and exciting activity. Unlike the tradition of elders giving lucky money to children， over half of people sending e-hongbao are in their twenties. Its just for fun or giving best wishes， while the sum of money matters little. All in all， e-hongbao is bringing new colour to the old tradition. However， Im worried about the safety of on-line payment. So， as for the e-hongbao system， rules and regulations need to be improved to ensure its operation.

Best wishes.

Yours，

Yang Xueyan