Private banking， brand new to China's banking in-dustry， is currently faced with a business full of risk，multitude of problems.It is a business full of risk.and for the moment，the country has not been preparedwith respect to both the basic and institutional helps.Forinstance， the system to evaluate an individual's credit rat-ing hats yet to be set up，and private banking can be easilyused for money laundering due to the difficulty in obtain-ing a customer's true identity. China is still a green handwhen compared to the government oversight and techno-logical operations of banks in the West.

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